Commercial general liability insurance protects businesses from loss if the business is found legally liable for any damages to third parties. It covers you if a customer claims that your product or service injured them. Commercial general liability insurance can provide you with legal defense in the case of a lawsuit against your business.

Commercial general liability is one of the first essential coverages you should get as a business owner. Investors usually require you to get general liability coverage, offering everyone on your cap-table comfort that you can cover the legal costs of lawsuits, if they arise.

Britely General Liability Insurance covers third-party lawsuits related to property damage or injuries. This includes third-party bodily injuries, property damage, medical expenses and more.

• Third-Party Bodily Injuries: If a third party gets injured because of your business, in your office, or any other location your company owns or operates, general liability insurance covers the associated medical expenses incurred.
• Third-Party Property Damage: If a third party’s property gets damaged due to your business, products, or services, general liability insurance can help cover the associated expenses to repair/replace the property.
• Product Liability: If your company creates a physical product, there could be the liability of someone getting injured because of your product. General liability insurance can cover the costs associated with the injury, whether it’s property damage or physical harm.

Legal Expenses: If your company is sued, general liability insurance can cover court costs, possible loss of income, and settlements associated with the lawsuit.