Commercial auto insurance provides physical damage and liability coverage for commercial vehicles including passenger cars, vans, pickups, delivery vans, flatbeds and more. Most US states require businesses to purchase commercial auto insurance if they own or rent vehicles for business.
If you own or rent business vehicles, you will need to purchase commercial auto insurance to protect your company and employees. There are different policies for whether you rent or own, the state you operate in, and more. A Britely Specialist can help you navigate through the process, identify your business needs, and get started on your policy.
Commercial auto insurance generally includes property and bodily injury liability in case you or your drivers are found liable for an accident that created third-party damages or bodily injuries. The policy will also cover medical payments for you, your drivers, and any passenger that was injured in the accident. The policy also includes collision coverage, which covers the repair costs for your vehicles in accidents related to other vehicles or to property.
Some policies might also include comprehensive coverage, which covers damages from vandalism, theft, fire, and more, as well as roadside assistance coverage.
Commercial auto insurance won’t cover injuries that were intentional. Some other situations that are not covered include:
The policy does not include injuries that happen just before or just after loading material onto a vehicle. If you want to learn more about commercial auto insurance, speak to a Britely Specialist and they can help you navigate through the process.
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